Limited Time 2/1 Rate Buydown

*Providence Homes is an independent third party and not affiliated with, or a subsidiary of, Ameris Bank. Offer is available while supply lasts, as funds are limited, and offer may be stopped at any time without prior notice or obligation. Offer only available on select move-in ready homes in Woodland Park for loans locked and financed through Ameris Bank; rate-lock cannot be transferred to another property address.   The offer is only available on written agreements after 9/6/2024 and closes on or before 10/31/2024. The limited time 2-1 Rate Buydown of 3.500% in year 1, 4.500% in year 2, and 5.500% for the balance of the loan (5.895% APR) is available on a single-family residence, owner occupied, Conventional loans with 10% down, and a 740 FICO score effective as of 9/11/2024. FHA and VA financing options available. Financing example: Purchase a $459,900 home with a 30-year conventional mortgage with a down payment of 10% would result in a loan amount of $413,910 and an interest rate of 3.500% (APR 5.895%) and an estimated monthly payment of $1,858.64 for the first year of the loan and (ii) an interest rate of 4.500% (APR 5.895%) and an estimated monthly payment of $2,097.22 for the second year and (iii) an interest rate of 5.5% (APR 5.895%) and an estimated monthly payment of $2,350.14 for years three through thirty of the loan.  Stated amount of monthly payments are principle and interest only.  Stated amount of estimated monthly payments may not include all taxes, insurance premiums, HOA fees, and, if applicable, the actual payment obligation will be greater. Providence Homes will provide a seller credit of up to 3% of the sales price towards closing costs subject to maximum party contribution limits based on loan type. Rates are as of September 11, 2024, and subject to change. Providence Homes and Ameris Bank reserve the right to change price, terms, rate offer, promotion, and availability at any time without prior notice or obligation. The buyer is entitled to finance through other lenders but shall not be eligible for this promotion. This is not a commitment to lend and cannot be combined with any other offer. Exclusions and restrictions apply. All rights reserved. All loans are subject to credit approval. Rates and fees are subject to change. ©2024 Ameris Bank. (NMLS: 408099) Equal Housing Lender.

All Woodland Park Move-In Ready Homes will qualify for ENERGY STAR® and EPA Indoor AirPLUS® labels! We believe your home should be designed and built to the highest standards of health, sustainability, and efficiency. Here’s how we are doing it. Each home is inspected during construction and field-tested upon completion by an accredited energy rater to ensure the strict EPA & DOE guidelines at met. All homes will receive an “As-Built” HERS® Index Rating as required to earn each label. 

**WK007, WK008, & WK011 include refrigerator, washer, dryer, and blinds incentive – See Sales Associate for more details.